• Post Box 779, Chorten Lam, Thimphu, Bhutan
Bhutan Insurance Limited
Personal Loan

Personal Loan

~ "Leverage Your Assets, Realize Your Goals."

Personal Mortgaged Loan

Unlock the value of your assets with personal mortgaged loans, and flexible repayment terms for financial freedom.

Interest Rate

13.50%

Loan Tenure

5 Years

Loan against PF

Fulfill your personal desires with consumer loans tailored for lifestyle upgrades, from electronics to home improvements.

Interest Rate

11.25%

Loan Tenure

5 Years

Documents Required

Document Check List for Personal Mortgaged Loan

  • Loan application Form (Available below or on our website: www.bil.bt)
  • Latest Passport size photographs (2 Nos)
  • Copy of ID card of borrower
  • Family Tree (if applicable)
  • No objection from family members
  • Letter of Guarantee (if applicable)
  • CID copy of Guarantor
  • CIB Report (Both Borrower & Guarantor)
  • Valid Business License Copy (if Income from Business)
  • Recent Tax Clearance copy (if Income from Business)
  • Income statement (P&L a/c Statement) (Business/Salary/Rental/Hiring…etc)
  • Salary Sheet & service confirmation letter (if Income from Salary)
  • Loan Agreement
  • Mortgage Deeds
  • Insurance Policy Copy
  • Original Lag-Thram
  • Inspection report for Collateral
  • Inspection report for Business
  • Introducer letter

Document Check List for Loan Against PF 

  • Loan application Form (Available below or on our website: www.bil.bt)
  • Document Check List for PF Loan
  • Latest Passport size photographs (2 Nos)
  • Copy of ID card of borrower
  • CIB Report (Borrower)
  • PF Statement
  • PF Pledge Undertaking
  • Appointment order/Job Confirmation letter
  • LPIP Insurance Policy Copy
  • Loan Agreement
Bhutan Insurance Limited